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OCB — Trust Rating

BUIDL Trust Rating

BlackRock · Tokenized institutional money market fund holding U.S. Treasury bills and repo.

BUIDL (BlackRock) scores 68/100 on OnChain Benchmark's Verified Capital Trust Rating — Rated band — across four dimensions: disclosure quality 6/25, redemption liquidity 17/25, structural trust 20/25, and holder concentration withheld (not measurable to ground truth) (methodology v1.2, as of Aug 26, 2026).

BUIDLTokenized U.S. Treasuries

Verified Capital Trust Rating

68/ 100
Limited

OCB — 01

BUIDL across four dimensions

Each dimension is scored out of 25, then multiplied by its weight and summed into the /100 composite — so the four dimension scores are a weighted, not a plain, sum. Last scored Aug 26, 2026 on methodology v1.2.

DimensionScoreWeight
Disclosure Quality6 / 25×0.4
Redemption Liquidity17 / 25×0.9
Structural Trust20 / 25×1.4
Holder ConcentrationNot measured×1.3
CompositeΣ (score × weight)68 / 100

Holder Concentration is withheld for this instrument. Its holder base is too large or too widely distributed to measure to ground truth, so the concentration figure is not published. The composite reflects the three measured dimensions, renormalized.

OCB — 02

OCB Instrument

Outstanding supply

Measured onchain from the primary deployment, daily. Latest reading $810.93M.
ONCHAIN
BENCHMARK
Source: BUIDL · Verified Capital Trust Rating · onchainbenchmark.com2026-08-25 · Measured daily

OCB — 03

OCB Instrument

Rating history

BUIDL’s trust rating, measured daily.
ONCHAIN
BENCHMARK
Source: BUIDL · Verified Capital Trust Rating · onchainbenchmark.com2026-08-26 · Recomputed daily

OCB — 04

Evidence behind the rating

A sample of the verified facts behind BUIDL's score. Each finding carries a confidence level; the full diligence trail is in the terminal.

  • Holder Concentrationaddress exclusion95% confidence

    TransparentUpgradeableProxy (OpenZeppelin v5.1.0) source verified on Etherscan Contract tab. Protocol infrastructure contract holding 8.85% of BUIDL supply.

    Verified Jun 1, 2026· Etherscan Contract tab — OZ TransparentUpgradeableProxy v5.1.0 source verified.
  • Disclosure Qualitygovernance finding95% confidence

    contractOwner (item 25, Read as Proxy) returned a plain EOA — no Contract tab on Etherscan. Securitize DS Protocol transparent proxy. Single EOA controls upgrades.

    Verified May 31, 2026· Etherscan address page — no Contract tab. Verified via Read as Proxy contractOwner call on BUIDL token.
  • Disclosure Qualityattestation source95% confidence

    BlackRock USD Institutional Digital Liquidity Fund Ltd. files Form D / D/A only. 2 filings since inception — very low cadence relative to other issuers in this tier.

    Verified May 31, 2026· SEC EDGAR company search — CIK 0002013810 confirmed as BlackRock USD Institutional Digital Liquidity Fund Ltd.
  • Holder Concentrationholder investigation70% confidence

    No Etherscan label. Active DeFi user — Morpho Bundler calls observed. Retail or institutional DeFi user, not protocol infrastructure.

    Verified Jun 1, 2026· Etherscan transactions tab — Morpho Bundler interactions observed.
  • Holder Concentrationholder investigation65% confidence

    No Etherscan label. Plain EOA. Outgoing transactions labeled "BlackRock: BUIDL Token" as counterparty — strongly suggests institutional position managed by BlackRock, but below 90% confidence without a direct label on this address.

    Verified Jun 1, 2026· Etherscan token transfer tab — "BlackRock: BUIDL Token" counterparty label on outgoing txns.
  • Holder Concentrationholder investigation60% confidence

    No Etherscan label. Funded via OKX. 1 transaction total. Dormant wallet.

    Verified Jun 1, 2026· Etherscan address page — funded by OKX, 1 txn, dormant.
  • Holder Concentrationholder investigation50% confidence

    No Etherscan label. Funded via Coinbase. 25 transactions. $54.5M position. Pattern consistent with institutional wallet but not identifiable as protocol infrastructure. No Contract tab.

    Verified Jun 1, 2026· Etherscan address page — funded by Coinbase, 25 txns. No label.

OCB — 05

Key facts

Issuer
BlackRock
Asset class
Tokenized U.S. Treasuries
Tracked supply
$3.38Bas of Aug 25, 2026
Chains
Ethereum · Solana · Avalanche · Polygon · Arbitrum · Optimism · Aptos · BNB Chain
Methodology
v1.2
Last scored
Aug 26, 2026
Rubric
Verified Capital Trust Rating
Full diligence trail

The interactive terminal shows every verified fact behind BUIDL's rating — the dimension-by-dimension breakdown, scoring history, outstanding supply, anomalies, and the complete evidence trail with sources.

View full diligence trail in the terminal →Read the methodology →
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