OCB — Reports
Findings from the onchain record.
Data journalism from OCB's own pipeline — 186 instruments across 28 chains, read daily. Every number is independently reproducible onchain.
Tue, Aug 25, 2026
Updated daily · 23:30 UTC close
Updated daily · 23:30 UTC close
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OCB — 02
All reports
Tue, Aug 25, 20262 reports
09:03 PM UTCStablecoinsRipple's Dollar Crossed US$2 Billion — Most of It on Ethereum, Not the XRP LedgerRipple's RLUSD was the standout stablecoin of late summer: it grew about 30%, from US$1.6 billion to US$2.1 billion, and crossed the US$2 billion mark on August 21 — while USDT and USDC, the two giants, held essentially flat. The growth, though, did not follow the token's name. About 81% of the roughly US$482 million in net new supply was minted on Ethereum rather than the XRP Ledger, enough to tip RLUSD to a narrow Ethereum majority for the first time after months of sitting XRPL-heavy. The accumulation is also concentrated: at US$2 billion, RLUSD has roughly 195 measured holders, with the top ten holding about 60% of the float. This is a supply story, not a usage one — RLUSD's transfer volume actually fell about a quarter in July. The picture is of a compliant-tier dollar being built up, in institutional size, on the chain where institutional liquidity already lives.US$2BRLUSD supply — most of the growth on Ethereum07:10 AM UTCTokenized TreasuriesThe Entire Onchain US Treasury Rail Is US$15 Billion. The Stablecoin Backing the New Rules Would Push Out Is US$18 Billion.This month BlackRock launched BSTBL and BRSRV, two tokenized money funds built to qualify as eligible stablecoin reserves under the GENIUS Act — a wager that stablecoin issuers will need somewhere onchain to hold compliant reserves. Weigh both sides of that wager against live data and the supply side looks thin. Every US-dollar tokenized Treasury fund onchain, summed across all of them, comes to about US$15.1 billion — 28 funds, from USYC and BlackRock's own BUIDL down to a long tail of sub-billion products. Set against that, the stablecoin backing that currently sits on mechanisms the eligible-asset list leaves out — crypto collateral, a synthetic hedge, tokenized assets, the capital a compliant market would push toward funds exactly like these — is US$18.3 billion. The demand that a GENIUS-compliant world would send looking for eligible onchain reserves is already larger than the entire onchain Treasury rail that exists to hold it. And the genuinely reserve-oriented slice is smaller still: only about US$1.7 billion of that US$15 billion sits in institutional-only funds. BlackRock's launch is a bet on that gap closing. Whether the rail scales fast enough to meet the demand the rules are creating, or the demand routes off-chain to conventional money funds instead, is the question the next year of tokenized cash will answer.~$15BThe entire onchain US-dollar tokenized-Treasury rail, all funds combinedFri, Aug 21, 20262 reports
03:26 AM UTCTokenized EquitiesYou Can Buy 880 Tokenized Stocks Onchain. You Can Redeem 31 of Them at the Issuer.The tokenized-stock market has crossed roughly US$2.8 billion, and it is sold as ownership without a brokerage: buy a US stock onchain, hold it in a wallet, trade it around the clock. Examine what the token actually entitles the holder to do, and the market splits on a functional line the price hides. Of the 880 active tokenized equities OnChain Benchmark classifies, 849 — about 96.5% — do not let an ordinary holder redeem the token with the issuer for the underlying. On Robinhood's platform the token is exposure through a special-purpose vehicle that holds the shares, an interest in the vehicle rather than the share itself; Binance's bStocks are certificates that track a stock's price and, by their own terms, do not confer share ownership; Backed's xStocks can be redeemed directly, but only by KYC-onboarded investors at a US$5,000 minimum. Just 31 tokens — all issued by Dinari, which holds a US broker-dealer and transfer-agent registration — let an ordinary, eligible holder burn the token and have a custodied share sold on their behalf, with the cash settled back. None of this makes the other tokens unbacked or untradeable; each is backed and each trades on a venue any hour. What separates them is whether the tie to the share is a right the holder can exercise, or an arrangement that depends on someone else's arbitrage. As tokenized equities scale into the tens of billions, that is the line worth watching.3.5%Share of tokenized stocks an ordinary holder can redeem at the issuer02:36 AM UTCStablecoinsThe New Stablecoin Rulebook Would Exclude US$18 Billion in Backing. Nearly 1 in 5 Dollars Outside Tether.The GENIUS Act is usually described as a 1:1 reserve rule, but its more consequential move is definitional: it sets a closed list of assets a payment stablecoin may hold — cash, insured bank deposits, Treasury bills of 93 days or less, overnight government repos and government money-market funds. Anything else is out. Mapped onto the onchain market, that list excludes three backing mechanisms that roughly US$18.4 billion of dollar stablecoins already rely on: crypto collateral held in excess of the tokens issued (DAI, Sky's USDS and a handful of others), a delta-neutral futures hedge with no cash reserve (Ethena's USDe), and tokenized real-world assets standing in for cash (Usual's USD0). That is 6.4% of the US$287 billion dollar-stablecoin market as a whole. But most of that market is USDT, which is issued offshore and sits in a separate foreign-issuer track the Treasury has not yet ruled on. Among the dollar stablecoins that would actually seek a US payment permit, the excluded-mechanism share is 17.7% — nearly one dollar in five. Several of these coins are overcollateralized and disclose more, not less; the figure measures how much of the built market rests on a model the list leaves out, not how much of it is at risk. It sizes what sits outside the definition a new federal line is about to draw.17.7%Share of dollar stablecoins outside Tether backed by a mechanism the eligible-asset list excludes