Terms of Service

1. The service

OCB publishes independent trust ratings and indices for tokenized real-world assets and related onchain instruments. Scores, dimensions, indices, and supporting evidence are analytical outputs derived from public onchain data, public issuer attestations, and public regulatory filings, using the methodology published on this site. The Service, including which instruments are covered, the methodology, and the scores themselves, may change, be suspended, or be discontinued at any time without notice. We do not guarantee continuous, uninterrupted, or error-free availability of the Service.

2. Not investment advice

Nothing on this site or in the Service is investment, financial, legal, tax, or accounting advice, an offer or solicitation to buy or sell any security, token, or other instrument, or a recommendation, endorsement, or rating of suitability regarding any instrument, issuer, or transaction. Trust ratings, dimension scores, and index values are independent analytical opinions based on the data available to us at the time of computation; they are not statements of fact, guarantees of quality or safety, and not endorsements.

You are solely responsible for any decision you make using the Service. You agree that you will not rely on OCB scores, indices, or evidence as the sole basis for any investment, trading, custody, counterparty, or other decision, and that you will conduct your own independent diligence and consult your own qualified professional advisors. We owe you no fiduciary duty and no duty of care with respect to your financial or other outcomes. To the maximum extent permitted by law, you assume all risk arising from your use of, or reliance on, the Service.

2A. Assumption of onchain and market risk

You acknowledge that tokenized assets, stablecoins, smart contracts, blockchains, and the broader onchain ecosystem carry inherent and substantial risks, including (without limitation) smart-contract vulnerabilities, protocol failures, depegging, loss of redemption, custodial and issuer failure, regulatory action, market volatility, illiquidity, fraud, and total loss of value. OCB measures and reports on certain observable signals; it does not eliminate, insure against, or predict these risks. You accept these risks fully and agree that OCB is not responsible for any loss you incur in connection with any instrument, issuer, chain, or transaction, whether or not it is covered by the Service.

3. Independence

OCB does not accept payment from issuers in exchange for inclusion, scoring, or score adjustment. We do not invest in or hold the instruments we score. If our independence ever changes, we will disclose it prominently and visibly here.

4. Accuracy & data limits

We use commercially reasonable efforts to produce accurate scores from public sources. We do not warrant or guarantee that any score, index, evidence item, or other output is accurate, complete, reliable, current, or suitable for any purpose. Outputs depend on third-party data and infrastructure outside our control — including RPC and node providers, indexers, oracle feeds, issuer attestations, auditor reports, and public regulatory filings — any of which may be delayed, unavailable, incomplete, incorrect, manipulated, or revised after the fact. Onchain data may be reorganized, and upstream sources may change without notice. Scores are computed periodically and may not reflect events occurring after the most recent computation. Where data is missing or unverifiable, we endeavor to disclose the limitation on the relevant page, but we do not warrant that all limitations are disclosed. You use all outputs at your own risk.

5. Acceptable use

You agree not to:

• Use the service to violate any law or third party’s rights.
• Misrepresent OCB scores (e.g., remove the “independent” or methodology-version attribution).
• Scrape, hammer, or otherwise abuse the service in a way that degrades it for others. API access is gated and rate-limited; non-API scraping is not permitted.
• Resell or sublicense raw OCB data outputs without a written agreement.

5A. Accounts, credits, and billing

Some features require an account, which you access via a passwordless email link. You are responsible for the accuracy of the email you provide, for all activity under your account, and for keeping access to your email secure. You must be at least the age of majority in your jurisdiction to create an account.

• Credits. Certain features consume credits. Free, granted, and promotional credits have no cash value, are non-transferable, and may expire or be adjusted. Monthly plan credits reset each billing period and do not roll over unless expressly stated; purchased credit packs are consumed per the terms shown at purchase.
• Payments. Paid plans and purchases are billed through our third-party payment processor. You authorize us and the processor to charge your selected payment method for the amounts shown, plus applicable taxes. Prices may change prospectively; we will not change the price of an active prepaid term mid-term.
• Refunds. Except where required by law, payments are non-refundable and credits already granted or consumed are non-refundable. Subscriptions renew automatically until cancelled; you may cancel future renewals at any time, effective at the end of the current term.
• API keys. You are responsible for safeguarding any API key issued to you and for all usage and charges incurred under it. Usage is subject to the rate limits and quotas of your tier. We may suspend keys that exceed limits or that we reasonably believe are compromised or abused.

6. Intellectual property

The OCB website, methodology document, scoring outputs, and other proprietary content are owned by OCB or its licensors. You may cite OCB scores in commentary, research, and editorial work with attribution. Commercial redistribution requires a license.

7. Disclaimers

The service is provided “as is” without warranties of any kind, express or implied, including but not limited to merchantability, fitness for a particular purpose, and non-infringement, to the maximum extent permitted by law.

8. Limitation of liability

To the maximum extent permitted by law, OCB shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising from or related to your use of the service or reliance on any data or scores published here. OCB’s total aggregate liability for any claim arising out of or related to these terms or the service shall not exceed the greater of (a) the amount you have paid OCB for the service in the twelve months preceding the claim, or (b) one hundred U.S. dollars.

9. Indemnification

To the maximum extent permitted by law, you agree to indemnify and hold harmless OCB, its officers, directors, employees, and agents from any claim, liability, damage, or expense (including reasonable attorneys’ fees) arising out of your use of the service, your violation of these terms, or your violation of any third-party right, including intellectual property, privacy, or contractual rights.

10. Termination

We may suspend or terminate your access to the service at any time, with or without notice, if you breach these terms, materially abuse the service, or use it in a manner that creates legal, security, or operational risk for OCB or other users. You may stop using the service at any time. Sections that by their nature should survive termination (including intellectual property, disclaimers, limitations of liability, indemnification, and governing-law clauses) will survive.

11. Governing law and dispute resolution

These terms are governed by the laws of the State of Delaware, without regard to its conflict-of-laws principles. Any dispute, claim, or controversy arising out of or related to these terms or the service that cannot be resolved through good-faith negotiation within 60 days will be resolved by binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules, seated in Wilmington, Delaware, with proceedings in English. The arbitrator’s award is final and may be entered in any court of competent jurisdiction. Either party may seek injunctive relief in court for misuse of intellectual property or breach of confidentiality.

You and OCB agree that disputes will be resolved on an individual basis. Neither party will pursue class, collective, or representative actions to the maximum extent permitted by law.

12. Force majeure

OCB is not liable for delay or failure to perform caused by events beyond its reasonable control, including but not limited to acts of nature, war, civil unrest, government action, internet or network outages, infrastructure provider failures, or labor disputes.

13. Miscellaneous

• Severability. If any provision of these terms is held invalid or unenforceable, the remaining provisions remain in effect.
• No waiver. Failure to enforce any provision is not a waiver of future enforcement.
• Assignment.You may not assign these terms without OCB’s prior written consent. OCB may assign these terms in connection with a merger, acquisition, or sale of assets.
• Entire agreement. These terms, together with the Privacy Policy and any product-specific terms referenced here, constitute the entire agreement between you and OCB regarding the service.

14. Changes

We may update these terms as the service evolves. Material changes will be announced on this page with a revised effective date. Continued use of the service after a change constitutes acceptance of the updated terms.

15. Contact

Questions about these terms: legal@onchainbenchmark.com.