ONCHAINBENCHMARKThe measurement standard for tokenized capital
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OCB — Research · Coverage

What we measure.
And the bar something clears to get rated.

OnChain Benchmark rates tokenized real-world assets that have formed a measurable onchain market. Coverage is deliberate, not exhaustive — an instrument is individually rated only once there is enough onchain evidence to score it honestly against the rubric. Everything we track is listed below, rated or emerging.

24

Rated instruments

40

Emerging (tracked)

5

Asset classes

9

Chains

25

Issuers

01 · What earns a rating

Two states: rated, and emerging

Rated

An instrument is individually rated when it has enough onchain history — a real holder base and verifiable issuer disclosure — to score it against all four dimensions without guessing. These carry a trust score and a public band. Treasuries, commodities, private credit, and stablecoins are rated today.

Emerging

Tracked from inception but not yet individually rated. Newer categories — the tokenized equities, for example — share near-identical inputs because the market hasn’t formed yet. We measure them as a single emerging class and graduate each to a full rating once it clears the published materiality bar, rather than publish a score we can’t defend.

The scoring rubric and inclusion thresholds are published in full at /methodology →

02 · Instruments

The catalog, by asset class

Tokenized Treasuries

14

BlackRock USD Institutional Digital Liquidity Fund
BUIDLBlackRock / Securitize
Franklin OnChain U.S. Government Money Fund
BENJIFranklin Templeton
Hashnote US Yield Coin
USYCHashnote / Circle
Janus Henderson Anemoy Treasury Fund
JTRSYAnemoy Capital SPC Limited
Midas mTBILL
mTBILLmidas_rwa
Ondo Short-Term U.S. Government Bond Fund

03 · Where it lives

Chains and issuers

Chains

Arbitrum
46 instruments
Ethereum
29 instruments
Solana
7 instruments
Avalanche
5 instruments
Polygon
5 instruments
Base
5 instruments
Stellar
3 instruments
Chain 56
1 instrument
Chain 1103
1 instrument

Issuers

Dinari
36 instruments
Ondo Finance
2 instruments
Paxos
2 instruments
Tether
2 instruments
Spiko
2 instruments
midas_rwa
2 instruments

04 · Scoring dimensions

Four dimensions, equally weighted. Every score traces to evidence.

Disclosure Quality

25%

Frequency, completeness, and verifiability of reserve attestations and fund documentation published by the issuer.

Redemption Liquidity

25%

On-chain supply depth, mint/redeem function accessibility, and daily redemption capacity relative to total supply.

Structural Trust

25%

Contract upgrade authority, admin key controls, multisig structure, and governance mechanisms.

Holder Concentration

25%

Top-holder supply concentration, Gini coefficient over time, and evidence of whale dominance.

Methodology v1.1 — locked. Full methodology →

05 · Recipes

Sample recipe library

standard
Treasury sector trust evolution
How has the Treasury sector's average trust evolved over the last 6 months?
standard
Top-5 stablecoin holder concentration over time
Show holder concentration for the top 5 stablecoins over time, with notable shifts called out
standard
Disclosure Quality — strongest and weakest
Which instruments have the strongest Disclosure Quality? Which have the weakest?
standard
Ondo — full issuer roll-up
Show me everything Ondo across all their instruments
deep
Methodology sensitivity — Disclosure Quality weight +5 pts
How would scores change if we increased the Disclosure Quality weight by 5 points?
OUSGOndo Finance
Ondo U.S. Dollar Yield
USDYOndo Finance
OpenEden T-Bills
TBILLOpenEden Labs
OpenTrade Flexible Term USDC Vault
XTBTopentrade
Spiko EU T-Bills Money Market Fund
EUTBLSpiko
Spiko US T-Bills Money Market Fund
USTBLSpiko
Superstate Short Duration US Government Securities Fund
USTBSuperstate
VanEck Treasury Fund
VBILLvaneck
WisdomTree Government Money Market Digital Fund
WTGXXWisdomTree

Tokenized Commodities

3

Matrixdock Gold
XAUMmatrixdock
PAX Gold
PAXGPaxos
Tether Gold
XAUTTether

Equity dShares

36

36 tokenized equities (Dinari dShares) — an emerging market, measured from inception but not yet individually rated. Tracked as a single early-stage class until the market clears the published materiality bar.

Stablecoins

7

Aave GHO
GHOAave DAO
Ethena USDe
USDeEthena Labs
Frax
FRAXFrax Finance
PayPal USD
PYUSDPaxos
Tether USD
USDTTether
USD Coin
USDCCircle
Usual USD0
USD0Usual Money

Watchlist

4

DigiFT U.S. Equity Income Fund
bEQTYDigiFT / BNY
Midas mBASIS
mBASISmidas_rwa
UBS USD Money Market Investment Fund Token
uMINTDigiFT / UBS Asset Management
USDB (Bridge/Stripe)
USDB
BlackRock / Securitize
1 instrument
Franklin Templeton
1 instrument
Hashnote / Circle
1 instrument
Circle
1 instrument
Ethena Labs
1 instrument
Usual Money
1 instrument
Aave DAO
1 instrument
Frax Finance
1 instrument
Anemoy Capital SPC Limited
1 instrument
WisdomTree
1 instrument
DigiFT / UBS Asset Management
1 instrument
DigiFT / BNY
1 instrument
OpenEden Labs
1 instrument
Superstate
1 instrument
New Silver Lending LLC / Centrifuge
1 instrument
opentrade
1 instrument
vaneck
1 instrument
matrixdock
1 instrument
Maple Finance
1 instrument