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Stablecoins

One Dollar, Three Chains: The Only Major Stablecoin Split Evenly

Every large stablecoin concentrates its supply on one or two chains — except one. USD1, now the fifth-largest dollar stablecoin, is split almost evenly across three: 37% on Ethereum, 34% on BNB Chain and 28% on Solana. No other major dollar is balanced this way, and the map is a fingerprint of how it was built.

Key findings
  • →USD1, issued by World Liberty Financial and now the fifth-largest dollar stablecoin (~US$4.1B), is split almost evenly across three chains: 37% on Ethereum (US$1.53B), 34% on BNB Chain (US$1.40B) and 28% on Solana (US$1.13B). It is the only one of the seventeen major dollar stablecoins we measure whose largest chain holds under half its supply while three chains each hold over 20%. see data →
  • →Every other major dollar has a clear home chain — USDT on Tron and Ethereum, USDC 64% on Ethereum, DeFi-native dollars almost entirely on Ethereum. USD1 has three, in near-equal measure, and the balance has held steady for two weeks.
  • →The split is a record of distribution: USD1 launched natively on Ethereum and BNB Chain, and Binance added USD1 trading pairs, drawing liquidity to the exchange's chain, with Solana following. Whether the balance lasts, or one chain's liquidity eventually dominates as stablecoin gravity usually dictates, is the open question. see data →
OnChain Benchmark ResearchDraft · PreviewData current · Aug 27, 2026

Almost every large stablecoin lives on one chain. USDT is mostly Tron and Ethereum; USDC keeps nearly two-thirds of itself on Ethereum; the DeFi-native dollars barely leave it. USD1 is the exception. The fifth-largest dollar stablecoin, at about US$4.1 billion, is split almost evenly across three chains: 37% on Ethereum, 34% on BNB Chain and 28% on Solana.

That makes it unique among the majors. Of the seventeen large dollar stablecoins we measure, USD1 is the only one whose biggest chain holds less than half its supply while three separate chains each hold more than a fifth. Every other dollar has a clear home — a chain that anchors the token. USD1 has three, in near-equal measure, and the balance has held steady for weeks.

USD1 on EthereumUS$1.53B37% — its largest chain, but only just
USD1 on BNB ChainUS$1.40B34% — nearly level with Ethereum
USD1 on SolanaUS$1.13B28% — the third leg of an even split

A map of how it was built

The even split is a record of distribution. USD1, issued by World Liberty Financial, launched natively on both Ethereum and BNB Chain rather than choosing one as home, and Binance added USD1 trading pairs, pulling liquidity toward the exchange's chain. Solana came next. The result is a dollar with no single anchor — spread across the three venues where it was launched and listed, in the rough proportion that demand arrived on each. A chain map, read this way, is less a strategy statement than a distribution ledger: it shows where a token was put in front of users, and where they took it up.

Fig 1 — USD1 supply by chain, Aug 27, 2026

Three near-equal legs

USD1's US$4.1 billion supply across its three chains, in US$ billions. Ethereum, BNB Chain and Solana hold 37%, 34% and 28% — a balance no other major dollar stablecoin shows. Figures are circulating USD1, reconciled to independent market value.

ONCHAIN
BENCHMARK
USD1 SUPPLY (US$B) Ethereum BNB Chain Solana $0.00 $0.50 $1.00 $1.50 $2.00
Source: OCB per-chain supply (chain breakdown) · onchainbenchmark.comas of Aug 27, 2026
See methodology →

Why one anchor is the norm

Most dollars end up with a home chain because liquidity begets liquidity: traders and protocols gather where the deepest pool already is, and a token's supply concentrates there over time. USD1's three-way balance suggests a different path — one where an exchange listing and a multi-chain launch distribute a dollar broadly before any single venue can dominate it. Whether that balance lasts is the open question. If one chain's USD1 liquidity deepens faster than the others — the usual gravity of stablecoins — the split narrows toward a home. If it holds, USD1 stays the rare dollar that belongs to no chain in particular.

The factPer-chain supply (ground truth)Reconciled to market value

USD1's US$4.10B supply is 37% on Ethereum (US$1.53B), 34% on BNB Chain (US$1.40B) and 28% on Solana (US$1.13B), with under 1% elsewhere. Of the seventeen major dollar stablecoins we measure, USD1 is the only one whose largest chain holds under half its supply while three chains each hold over 20%. The split has held steady for two weeks. Figures reconcile to independent market value.

Verified Aug 27, 2026 · onchainbenchmark.com/methodology
The distributionSourced contextExternal

USD1, issued by World Liberty Financial, launched natively on Ethereum and BNB Chain, and Binance added USD1 trading pairs, drawing liquidity to the exchange's chain; Solana followed. The report measures where the supply sits; the launch-and-listing history is the documented reason for the three-way spread.

USD1 / Binance listing coverage · The Block
Whole-truth frameScopeDisclosed

This is a neutral measurement of where USD1's supply sits across chains — a structural fact about the token's distribution, not a comment on its issuer. The comparison set is the major dollar stablecoins we measure; the figures are circulating supply, not bridged inventory.

Coverage notes · onchainbenchmark.com/methodology
MethodologySupply is the aggregate onchain supply of USD1, broken down by chain and reconciled to independent market value; a chain's figure is its circulating USD1, not bridged or unreleased inventory. “Only major split evenly” is tested against the major dollar stablecoins we measure, using the criterion that the largest chain holds under half the supply while three chains each hold over 20%. The launch-and-listing history is established external reporting. Full methodology: onchainbenchmark.com/methodology.
Questions & answers
Which chains is USD1 on?
USD1's roughly US$4.1 billion supply is split across three chains: 37% on Ethereum (US$1.53 billion), 34% on BNB Chain (US$1.40 billion) and 28% on Solana (US$1.13 billion), with under 1% anywhere else. It is the only major dollar stablecoin balanced this evenly across three chains.
Why is USD1 spread across three chains when other stablecoins aren't?
USD1, issued by World Liberty Financial, launched natively on both Ethereum and BNB Chain rather than choosing one as home, and Binance added USD1 trading pairs, which pulled liquidity toward the exchange's chain; Solana followed. The three-way balance is the onchain record of that launch-and-listing history. Most stablecoins, by contrast, concentrate on a single home chain over time as liquidity gathers there.
Key facts
USD1 on EthereumUS$1.53B (37%)
USD1 on BNB ChainUS$1.40B (34%)
USD1 on SolanaUS$1.13B (28%)
USD1 total supplyUS$4.10B
Size rank#5 of majors
MethodPer-chain supply ↗
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Go deeper
Every number in this report is live in the terminal.
Full trust rating, evidence trail, and per-deployment supply history.
See methodology ↗
OCB — 03

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