Question 1

What is GUSD's quality score?

Accepted Answer

GUSD (Gemini Trust Company) scores 64.5/100 on OnChain Benchmark's Stablecoin Quality Rating — Developing, as of Oct 30, 2026 (methodology v1.5).

Question 2

How is GUSD's quality score calculated?

Accepted Answer

OnChain Benchmark scores GUSD across four equally weighted dimensions, each out of 25: reserve quality (23/25), redemption depth (13/25), transparency (23/25), holder concentration (9/25). The four add directly to the 64.5/100 composite. The full rubric is published at onchainbenchmark.com/methodology.

Question 3

How concentrated is GUSD's ownership?

Accepted Answer

OnChain Benchmark scores GUSD's holder concentration 9/25 — one of the four dimensions of its quality rating, measured against free float (circulating supply outside issuer, custody, exchange, bridge and protocol wallets). A higher score means ownership is more broadly distributed; a lower score means it is held by fewer wallets.

Question 4

What does Developing mean?

Accepted Answer

Under OnChain Benchmark methodology v1.5, composite scores grade as Verified Capital (≥ 85), Institutional-grade (≥ 70), Developing (55–69), and Limited (below 55). GUSD scores 64.5/100, placing it in Developing.

Dimension	Score	Why it scored this
Holder Concentration GUSD scores 9 of 25 on Holder Concentration.	9 / 25	GUSD scores 9 of 25 on Holder Concentration.
Redemption Depth	13 / 25
Reserve Quality	23 / 25
Transparency	23 / 25

GUSD Quality Rating

The biggest gap in GUSD's score is how concentrated its ownership is.

Rating history

Each move and the dimension behind it

Issuer, rubric and methodology

Share of measured supply by chain

Reference GUSD’s rating