OCB — Trust Rating
PST Trust Rating
Huma Finance · PayFi Strategy Token — a receivables-backed private credit pool of short-duration payment-finance lines.
PST (Huma Finance) scores 54/100 on OnChain Benchmark's Verified Capital Trust Rating — Limited band — across four dimensions: disclosure quality 1/25, redemption liquidity 17/25, structural trust 15/25, and holder concentration withheld (not measurable to ground truth) (methodology v1.4, as of Sep 2, 2026).
Verified Capital Trust Rating
OCB — 01
PST across four dimensions
Each dimension is scored out of 25, then multiplied by its weight and summed into the /100 composite — so the four dimension scores are a weighted, not a plain, sum. Last scored Sep 2, 2026 on methodology v1.4.
| Dimension | Score | Weight |
|---|---|---|
| Disclosure Quality | 1 / 25 | ×0.4 |
| Redemption Liquidity | 17 / 25 | ×0.9 |
| Structural Trust | 15 / 25 | ×1.4 |
| Holder Concentration | Not measured | ×1.3 |
| CompositeΣ (score × weight) | 54 / 100 |
Holder Concentration is withheld for this instrument. Its holder base is too large or too widely distributed to measure to ground truth, so the concentration figure is not published. The composite reflects the three measured dimensions, renormalized.
OCB — 02
Evidence behind the rating
A sample of the verified facts behind PST's score. Each finding carries a confidence level; the full diligence trail is in the terminal.
- Disclosure Qualitycontract address95% confidence
Contract address verified on Solana: 59obFNBzyTBGowrkif5uK7ojS58vsuWz3ZCvg6tfZAGw (primary deployment)
Confirmed active onchain.
Verified Aug 29, 2026· instrument_deployments registry — chain_id 1101 - Holder Concentrationdata gap90% confidence
No holder concentration data available at time of scoring run.
This gap is re-checked each scoring cycle and will close once verifiable data is available; its provenance is re-verified on each quarterly audit.
Verified Aug 29, 2026 - Redemption Liquidityredemption path85% confidence
Direct redemption path available (profile: institutional only). Direct path score: 17.0/25. No onchain liquidity depth recorded at time of scoring.
Redemption profiles can change without notice; the underlying redemption data is refreshed each scoring cycle and the provenance is re-verified at onboarding and on each quarterly audit.
Verified Aug 29, 2026· norm_redemption_liquidity row observed 0d ago
OCB — 03
Key facts
- Issuer
- Huma Finance
- Asset class
- Tokenized Private Credit
- Tracked supply
- $245.63Mas of Sep 1, 2026
- Chain
- SOLSolana59obFNBz…tfZAGwExplorer ↗
- Methodology
- v1.4
- Last scored
- Sep 2, 2026
- Rubric
- Verified Capital Trust Rating
The interactive terminal shows every verified fact behind PST's rating — the dimension-by-dimension breakdown, scoring history, outstanding supply, anomalies, and the complete evidence trail with sources.