OCB — Trust Rating
RLUSD Trust Rating
Ripple · NYDFS-chartered USD stablecoin issued by Standard Custody & Trust Co., backed by cash and short-dated U.S. Treasuries with monthly Deloitte attestations.
RLUSD (Ripple) scores 74/100 on OnChain Benchmark's Stablecoin Quality Rating — Institutional Grade band — across four dimensions: reserve quality 23/25, redemption depth 17/25, transparency 20/25, and holder concentration 14/25 (methodology v1.4-stablecoin, as of Aug 28, 2026).
Stablecoin Quality Rating
OCB — 01
RLUSD across four dimensions
Each dimension is scored out of 25, and the four add directly to the /100 composite — an equal-weight, plain sum. Last scored Aug 28, 2026 on methodology v1.4-stablecoin.
| Dimension | Score |
|---|---|
| Reserve Quality | 23 / 25 |
| Redemption Depth | 17 / 25 |
| Transparency | 20 / 25 |
| Holder Concentration | 14 / 25 |
| CompositeΣ (score) | 74 / 100 |
OCB — 02
OCB Instrument
Outstanding supply
OCB — 03
OCB Instrument
Rating history
OCB — 04
Evidence behind the rating
A sample of the verified facts behind RLUSD's score. Each finding carries a confidence level; the full diligence trail is in the terminal.
- Disclosure Qualitycontract address95% confidence
Contract address verified on Ethereum: 0x8292Bb45bf1Ee4d140127049757C2E0fF06317eD (primary deployment)
Address confirmed active onchain.
Verified Jul 14, 2026· instrument_deployments registry — chain_id 1 - Disclosure Qualitycontract address95% confidence
Contract address verified on XRP Ledger: rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De:524C555344000000000000000000000000000000 (XRP Ledger deployment)
Address confirmed active onchain.
Verified Jul 14, 2026· instrument_deployments registry — chain_id 1105 - Holder Concentrationdata gap90% confidence
No holder concentration data available at time of scoring run.
This gap is re-checked on every scoring run and will close once verifiable data is available.
Verified Jul 14, 2026 - Redemption Liquiditydata gap90% confidence
No redemption liquidity data available at time of scoring run.
This gap is re-checked on every scoring run and will close once verifiable data is available.
Verified Jul 14, 2026
OCB — 05
Key facts
- Issuer
- Ripple
- Asset class
- Stablecoin
- Chains
- Ethereum · XRP Ledger
- Methodology
- v1.4-stablecoin
- Last scored
- Aug 28, 2026
- Rubric
- Stablecoin Quality Rating
The interactive terminal shows every verified fact behind RLUSD's rating — the dimension-by-dimension breakdown, scoring history, outstanding supply, anomalies, and the complete evidence trail with sources.