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RLUSDStablecoin·Ripple ↗·LiveAs of Oct 12, 2026···

Ripple USD

NYDFS-chartered USD stablecoin issued by Standard Custody & Trust Co., backed by cash and short-dated U.S. Treasuries with monthly Deloitte attestations.

Stablecoin Quality Rating
73/ 100
Institutional-grade-2.8 pts / 30dData gap: Disclosure Quality · Redemption Liquidity · Structural Trust
OCB — 01·Rating breakdown
Methodology v1.6 · Oct 12, 2026

RLUSD across four dimensions

Reserve23 / 25
Redemption17 / 25
Transparency19 / 25
ConcentrationLIMITING14 / 25
Gap to Institutional-grade (≥70)Cleared

Signal readings

Top-10 holder pct
Withheld

Custody & backing fields are descriptive — published, not scored

OCB — 02·Outstanding supply
$2.45B

RLUSD supply over time

RLUSD · Ripple

Outstanding supply (USD)

RLUSD outstanding supply is $2.45B as of Oct 11, 2026. +1.2% over the prior 30 days.
ONCHAIN
BENCHMARK
Source: OCB Quality Ratings · RLUSD · onchainbenchmark.comUpdated daily
OCB — 03·Rating history
84 readings

RLUSD quality rating since coverage began

RLUSD · Stablecoin Quality Rating

Composite rating (0–100)

RLUSD rating is 73 as of Oct 12, 2026. -2.8 points over the prior 30 days.
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BENCHMARK
Source: OCB Quality Ratings · RLUSD · onchainbenchmark.comUpdated daily
OCB — 04·Deployments

How this instrument's supply is distributed across chains

ChainShare of measured supply
ETHEthereum
53.3%
0x8292Bb…6317eDExplorer ↗
XRPXRP Ledger
46.7%
rMxCKbED…000000Explorer ↗
OCB — 05·Coverage gaps + diligence

Where coverage is incomplete — and what could narrow it

Methodology

RLUSD is scored across the same four dimensions as every other rated instrument in its class — Reserve Quality, Redemption Depth, Holder Concentration, and Transparency. Each dimension contributes up to 25 points. The dimension breakdown above shows where the score comes from; the diligence trail shows every verified fact behind it.

Read the full methodology ↗
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