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OCB — Trust Rating

USDY Trust Rating

Ondo Finance · Yield-bearing token backed by short-term U.S. Treasuries and bank deposits.

USDY (Ondo Finance) scores 87/100 on OnChain Benchmark's Verified Capital Trust Rating — Verified band — across four dimensions: disclosure quality 16/25, redemption liquidity 22/25, structural trust 23/25, and holder concentration withheld (not measurable to ground truth) (methodology v1.2, as of Aug 26, 2026).

USDYTokenized U.S. Treasuries

Verified Capital Trust Rating

87/ 100
Limited

OCB — 01

USDY across four dimensions

Each dimension is scored out of 25, then multiplied by its weight and summed into the /100 composite — so the four dimension scores are a weighted, not a plain, sum. Last scored Aug 26, 2026 on methodology v1.2.

DimensionScoreWeight
Disclosure Quality16 / 25×0.4
Redemption Liquidity22 / 25×0.9
Structural Trust23 / 25×1.4
Holder ConcentrationNot measured×1.3
CompositeΣ (score × weight)87 / 100

Holder Concentration is withheld for this instrument. Its holder base is too large or too widely distributed to measure to ground truth, so the concentration figure is not published. The composite reflects the three measured dimensions, renormalized.

OCB — 02

OCB Instrument

Outstanding supply

Measured onchain from the primary deployment, daily. Latest reading $1.15B.
ONCHAIN
BENCHMARK
Source: USDY · Verified Capital Trust Rating · onchainbenchmark.com2026-08-26 · Measured daily

OCB — 03

OCB Instrument

Rating history

USDY’s trust rating, measured daily.
ONCHAIN
BENCHMARK
Source: USDY · Verified Capital Trust Rating · onchainbenchmark.com2026-08-26 · Recomputed daily

OCB — 04

Evidence behind the rating

A sample of the verified facts behind USDY's score. Each finding carries a confidence level; the full diligence trail is in the terminal.

  • Disclosure Qualitygovernance finding95% confidence

    DEFAULT_ADMIN_ROLE holder is a Gnosis Safe 4-of-7 (Safe: Singleton 1.3.0). 7 owners verified via Etherscan Owners tab + getThreshold() = 4. Owners: 0x58417F57...4B1f41504, 0x189D409b...FE9457607, 0x60F030d6...e2D95FB02, 0xaA1E4eef...A4B092f8e, 0x74a4C329...4C632173D, 0x020679fF...7c1beD241, 0x6A95a204...E85594f46.

    5 of 7 keyholders overlap with OUSG Safe — same Ondo keyholder set, separate Safe instance.

    Verified Jun 1, 2026· Etherscan address page — Smart Account by Safe label confirmed. Owners tab: 7 owners. getThreshold() = 4.
  • Holder Concentrationaddress exclusion95% confidence

    SafeProxy source verified on Etherscan Contract tab — delegatecall to Gnosis singleton. Protocol-controlled multisig holding 40.82% of USDY supply.

    Verified Jun 1, 2026· Etherscan Contract tab — source matches canonical Gnosis SafeProxy.
  • Holder Concentrationaddress exclusion95% confidence

    SafeProxy source verified on Etherscan Contract tab. Protocol-controlled multisig holding 33.97% of USDY supply.

    Verified Jun 1, 2026· Etherscan Contract tab — SafeProxy source verified.
  • Holder Concentrationaddress exclusion95% confidence

    SafeProxy source verified on Etherscan Contract tab. Protocol-controlled multisig holding 12.09% of USDY supply.

    Verified Jun 1, 2026· Etherscan Contract tab — SafeProxy source verified.
  • Holder Concentrationaddress exclusion95% confidence

    SafeProxy source verified on Etherscan Contract tab. Protocol-controlled multisig holding 10.48% of USDY supply.

    Verified Jun 1, 2026· Etherscan Contract tab — SafeProxy source verified.
  • Disclosure Qualityattestation source95% confidence

    Attestation reports published by Ankura Trust (Verification Agent). Issuer has not published these reports at a public URL since the v1.0 methodology took effect.

    Options: (1) request access from Ondo/Ankura, (2) check for a public Ankura portal, (3) monitor for reports moving to IPFS or Ondo CDN.

    Verified Jun 1, 2026· Ondo docs FAQ page inspected. Google Drive links confirmed private (access request required).

OCB — 05

Key facts

Issuer
Ondo Finance
Asset class
Tokenized U.S. Treasuries
Tracked supply
$2.16Bas of Aug 26, 2026
Chains
Ethereum · Stellar · Solana · Arbitrum · Sei · Mantle · Sui
Methodology
v1.2
Last scored
Aug 26, 2026
Rubric
Verified Capital Trust Rating
Full diligence trail

The interactive terminal shows every verified fact behind USDY's rating — the dimension-by-dimension breakdown, scoring history, outstanding supply, anomalies, and the complete evidence trail with sources.

View full diligence trail in the terminal →Read the methodology →
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