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USDYTokenized U.S. Treasuries·Ondo Finance·LiveAs of Jul 7, 2026

Ondo U.S. Dollar Yield

Yield-bearing token backed by short-term U.S. Treasuries and bank deposits.

Verified Capital Trust Rating
88/ 100
Verified Capital

Deployments

Supply scope: Excludes SEI, Mantle — not yet collected

ETHEthereum· Primary
View on explorer →

0x96F6eF951840721AdBF46Ac996b59E0235CB985C

XLMStellar
View on explorer →

USDY:GAJMPX5NBOG6TQFPQGRABJEEB2YE7RFRLUKJDZAZGAD5GFX4J7TADAZ6

SOLSolana
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A1KLoBrKBde8Ty9qtNQUtq3C2ortoC3u7twggz7sEto6

ARBArbitrum
View on explorer →

0x35e050d3C0EC2d29D269a8EceA763a183bdf9A9D

C1329Chain 1329· Not collected

0x54cd901491AEF397084453F4372B93C33260e2a6

C5000Chain 5000· Not collected

0x5bE26527e817998A7206475496fDE1E68957C5A6

OCB — 01·Rating breakdown
Methodology v1.1 · Jul 7, 2026

USDY across four dimensions

DisclosureLIMITING8 / 25
Liquidity22 / 25
Structure23 / 25
Concentration25 / 25
Gap to Verified Capital (≥85)Cleared

Signal readings

Yield-claim delta
27 bps
Attestations / 180d
0
DEX liquidity
$0.00
Outstanding supply
$4.93M
Liquidity / supply
0.000%
Top-10 holder pct
9.3%
OCB — 02·Outstanding supply
$1.11B

USDY supply over time

Supply scope: Excludes SEI, Mantle — not yet collected

USDY · Ondo Finance

Outstanding supply (USD)

USDY outstanding supply is $1.11B as of Jul 7, 2026. +0.3% over the prior 30 days. (Excludes SEI, Mantle — not yet collected.)

ONCHAIN
BENCHMARK
$0$245.26M$490.52M$735.78M$981.05M$1.23B$1.11BUSDSEP 23MAR 24SEP 24MAR 25SEP 25FEB 26JUL 26
Source: OCB · USDY · onchainbenchmark.comUpdated daily
OCB — 03·Rating history
74 readings

USDY trust rating since coverage began

USDY · Verified Capital Trust Rating

Composite rating (0–100)

USDY rating is 88 as of Jul 7, 2026.

ONCHAIN
BENCHMARK
02040608010088TRUST SCORE 0–100MAY 26JUN 26JUL 26
Source: OCB Trust Ratings · USDY · onchainbenchmark.comUpdated daily
OCB — 04·Coverage gaps + diligence

What closes the gap — and who closes it

Full verification runbook →
Redemption Liquidity
Gap· protocol nature

USDY redeems through Ondo authorized channels, not DEX trading. The Liquidity rubric (DEX depth vs supply) does not apply cleanly to this instrument type.

What would close it

A liquidity rubric tailored to authorized-redemption funds — depth of authorized off-chain redemption channels rather than DEX depth.

Disclosure Quality — issuer disclosure· 2 findings
Gap· issuer undisclosed

Ondo links to daily and monthly reserve reports published by Ankura Trust (Verification Agent), but those reports have not been published at a public URL since the v1.0 methodology took effect.

What would close it

Issuer publishes a recurring USDY reserve attestation accessible without access controls.

If closed: 78–81 compositePeer (closed): OUSG
attestation sourceAnkura Trust reserve reports (private)95% confidence
https://docs.ondo.finance/general-access-products/usdy/faq/trust-and-transparency

Attestation reports published by Ankura Trust (Verification Agent). Issuer has not published these reports at a public URL since the v1.0 methodology took effect.

Score impact: attestationFreshness sub-signal = 0 until access is granted or reports move to a public URL.

Verified Jun 1, 2026· Ondo docs FAQ page inspected. Google Drive links confirmed private (access request required).· View source ↗
governance findingOndo USDY Admin Safe95% confidence

  • ·DEFAULT_ADMIN_ROLE holder is a Gnosis Safe 4-of-7 (Safe: Singleton 1.3.0).
  • ·7 owners verified via Etherscan Owners tab + getThreshold() = 4.
  • ·Owners: 0x58417F57...4B1f41504, 0x189D409b...FE9457607, 0x60F030d6...e2D95FB02, 0xaA1E4eef...A4B092f8e, 0x74a4C329...4C632173D, 0x020679fF...7c1beD241, 0x6A95a204...E85594f46.

Score impact: governance sub-signal: 10/10 (multisig ≥3-of-n). upgrade_pattern uups adds 3/15. Total governance: 13/25.

Verified Jun 1, 2026· Etherscan address page — Smart Account by Safe label confirmed. Owners tab: 7 owners. getThreshold() = 4.· View source ↗
Holder Concentration· 4 findings
address exclusionOndo USDY protocol multisig (rank 1, 40.82%)95% confidence

SafeProxy source verified on Etherscan Contract tab — delegatecall to Gnosis singleton. Protocol-controlled multisig holding 40.82% of USDY supply.

Score impact: Excluded from top-10 concentration calc. Post-exclusion concentration drops to ~2.5% → 25/25.

Verified Jun 1, 2026· Etherscan Contract tab — source matches canonical Gnosis SafeProxy.· View source ↗
address exclusionOndo USDY protocol multisig (rank 2, 33.97%)95% confidence

SafeProxy source verified on Etherscan Contract tab. Protocol-controlled multisig holding 33.97% of USDY supply.

Score impact: Excluded from top-10 concentration calc.

Verified Jun 1, 2026· Etherscan Contract tab — SafeProxy source verified.· View source ↗
address exclusionOndo USDY protocol multisig (rank 3, 12.09%)95% confidence

SafeProxy source verified on Etherscan Contract tab. Protocol-controlled multisig holding 12.09% of USDY supply.

Score impact: Excluded from top-10 concentration calc.

Verified Jun 1, 2026· Etherscan Contract tab — SafeProxy source verified.· View source ↗
address exclusionOndo USDY protocol multisig (rank 4, 10.48%)95% confidence

SafeProxy source verified on Etherscan Contract tab. Protocol-controlled multisig holding 10.48% of USDY supply.

Score impact: Excluded from top-10 concentration calc.

Verified Jun 1, 2026· Etherscan Contract tab — SafeProxy source verified.· View source ↗
OCB — 05·Anomaly history

Resolved anomalies

Jun 11, 2026

→ Jun 11, 2026

oracle freezemediumresolved

Oracle price unchanged for 24h (value: 1135807970000000000, delta: 0.96bps).

Jun 9, 2026

→ Jun 9, 2026

score drophighresolved

Total trust score dropped 25pts (79 → 54, band: limited)

Jun 6, 2026

→ Jun 7, 2026

score drophighresolved

Total trust score dropped 15pts (66 → 51, band: rated)

May 30, 2026

→ May 30, 2026

concentration spikehighresolved

Top-10 holder concentration rose 90.2pp (0.0% → 90.2%)

May 30, 2026

→ May 30, 2026

score drophighresolved

Total trust score dropped 23pts (81 → 58, band: moderate)

May 30, 2026

→ Jun 6, 2026

large redemptionhighresolved

Net outflow of $325.6M (29.6% of outstanding supply)

Methodology

USDY is scored across the same four dimensions as every other rated instrument — Disclosure Quality, Redemption Liquidity, Structural Trust, and Holder Concentration. Each dimension contributes up to 25 points. The dimension breakdown above shows where the score comes from; the diligence trail shows every verified fact behind it.

Read the full methodology →
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