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USDYTokenized U.S. Treasuries·Ondo Finance·LiveAs of Aug 26, 2026

Ondo U.S. Dollar Yield

Yield-bearing token backed by short-term U.S. Treasuries and bank deposits.

Verified Capital Trust Rating
87/ 100
Limited-5 pts / 30d

Deployments

Supply scope: Excludes SEI, Mantle

ETHEthereum· Primary
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0x96F6eF951840721AdBF46Ac996b59E0235CB985C

XLMStellar
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USDY:GAJMPX5NBOG6TQFPQGRABJEEB2YE7RFRLUKJDZAZGAD5GFX4J7TADAZ6

SOLSolana
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A1KLoBrKBde8Ty9qtNQUtq3C2ortoC3u7twggz7sEto6

ARBArbitrum
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0x35e050d3C0EC2d29D269a8EceA763a183bdf9A9D

SEISei
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0x54cD901491AeF397084453F4372B93c33260e2A6

MNTMantle
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0x5bE26527e817998A7206475496fDE1E68957C5A6

SUISui
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0x960b531667636f39e85867775f52f6b1f220a058c4de786905bdf761e06a56bb::usdy::USDY

OCB — 01·Rating breakdown
Methodology v1.2 · Aug 26, 2026

USDY across four dimensions

DisclosureLIMITING16 / 25
Liquidity22 / 25
Structure23 / 25
Concentrationn/a

Holder Concentration is not published for this instrument — its holder base is too large or too widely distributed to measure to ground truth. The composite reflects the three measured dimensions, renormalized.

Gap to Verified Capital (≥85)Cleared

Signal readings

Yield-claim delta
32 bps
Attestation age
56 d
Attestations / 180d
2
Outstanding supply
$3.64M
Liquidity / supply
0.000%
Top-10 holder pct
Withheld
Custody verification
full independent surface

Custody & backing fields are descriptive — published, not scored

OCB — 02·Outstanding supply
$1.15B

USDY supply over time

Supply scope: Excludes SEI, Mantle

USDY · Ondo Finance

Outstanding supply (USD)

USDY outstanding supply is $1.15B as of Aug 26, 2026. +3.6% over the prior 30 days. (Excludes SEI, Mantle.)

ONCHAIN
BENCHMARK
USD DATE $0.00 $300.00M $600.00M $900.00M $1.20B Sep 23 Feb 24 Jun 24 Oct 24 Feb 25 Jul 25 Nov 25 Mar 26 Jun 26 $1.15B
Source: OCB · USDY · onchainbenchmark.comUpdated daily
OCB — 03·Rating history
31 readings

USDY trust rating since coverage began

USDY · Verified Capital Trust Rating

Composite rating (0–100)

USDY rating is 87 as of Aug 26, 2026. -5 points over the prior 30 days.

ONCHAIN
BENCHMARK
TRUST SCORE 0–100 DATE 0 30 60 90 100 Jul 26 Jul 26 Aug 26 Aug 26 Aug 26 Aug 26 Aug 26 Aug 26 87
Source: OCB Trust Ratings · USDY · onchainbenchmark.comUpdated daily
OCB — 04·Coverage gaps + diligence

What closes the gap — and who closes it

Full verification runbook →
Redemption Liquidity
Gap· protocol nature

USDY redeems through Ondo authorized channels, not DEX trading. The Liquidity rubric (DEX depth vs supply) does not apply cleanly to this instrument type.

What would close it

A liquidity rubric tailored to authorized-redemption funds — depth of authorized off-chain redemption channels rather than DEX depth.

Disclosure Quality — issuer disclosure· 2 findings
Gap· issuer undisclosed

Ondo links to daily and monthly reserve reports published by Ankura Trust (Verification Agent), but those reports have not been published at a public URL since the v1.0 methodology took effect.

What would close it

Issuer publishes a recurring USDY reserve attestation accessible without access controls.

If closed: 78–81 compositePeer (closed): OUSG
attestation sourceAnkura Trust reserve reports (private)95% confidence
https://docs.ondo.finance/general-access-products/usdy/faq/trust-and-transparency

Attestation reports published by Ankura Trust (Verification Agent). Issuer has not published these reports at a public URL since the v1.0 methodology took effect.

Options: (1) request access from Ondo/Ankura, (2) check for a public Ankura portal, (3) monitor for reports moving to IPFS or Ondo CDN.

Score impact: attestationFreshness sub-signal = 0 until access is granted or reports move to a public URL.

Verified Jun 1, 2026· Ondo docs FAQ page inspected. Google Drive links confirmed private (access request required).· View source ↗
governance findingOndo USDY Admin Safe95% confidence

  • ·DEFAULT_ADMIN_ROLE holder is a Gnosis Safe 4-of-7 (Safe: Singleton 1.3.0).
  • ·7 owners verified via Etherscan Owners tab + getThreshold() = 4.
  • ·Owners: 0x58417F57...4B1f41504, 0x189D409b...FE9457607, 0x60F030d6...e2D95FB02, 0xaA1E4eef...A4B092f8e, 0x74a4C329...4C632173D, 0x020679fF...7c1beD241, 0x6A95a204...E85594f46.

5 of 7 keyholders overlap with OUSG Safe — same Ondo keyholder set, separate Safe instance.

Score impact: governance sub-signal: 10/10 (multisig ≥3-of-n). upgrade_pattern uups adds 3/15. Total governance: 13/25.

Verified Jun 1, 2026· Etherscan address page — Smart Account by Safe label confirmed. Owners tab: 7 owners. getThreshold() = 4.· View source ↗
Holder Concentration· 4 findings
address exclusionOndo USDY protocol multisig (rank 2, 33.97%)95% confidence

SafeProxy source verified on Etherscan Contract tab. Protocol-controlled multisig holding 33.97% of USDY supply.

Score impact: Excluded from top-10 concentration calc.

Verified Jun 1, 2026· Etherscan Contract tab — SafeProxy source verified.· View source ↗
address exclusionOndo USDY protocol multisig (rank 3, 12.09%)95% confidence

SafeProxy source verified on Etherscan Contract tab. Protocol-controlled multisig holding 12.09% of USDY supply.

Score impact: Excluded from top-10 concentration calc.

Verified Jun 1, 2026· Etherscan Contract tab — SafeProxy source verified.· View source ↗
address exclusionOndo USDY protocol multisig (rank 4, 10.48%)95% confidence

SafeProxy source verified on Etherscan Contract tab. Protocol-controlled multisig holding 10.48% of USDY supply.

Score impact: Excluded from top-10 concentration calc.

Verified Jun 1, 2026· Etherscan Contract tab — SafeProxy source verified.· View source ↗
address exclusionOndo USDY protocol multisig (rank 1, 40.82%)95% confidence

SafeProxy source verified on Etherscan Contract tab — delegatecall to Gnosis singleton. Protocol-controlled multisig holding 40.82% of USDY supply.

Score impact: Excluded from top-10 concentration calc. Post-exclusion concentration drops to ~2.5% → 25/25.

Verified Jun 1, 2026· Etherscan Contract tab — source matches canonical Gnosis SafeProxy.· View source ↗
Methodology

USDY is scored across the same four dimensions as every other rated instrument in its class — Disclosure Quality, Redemption Liquidity, Structural Trust, and Holder Concentration. Each dimension contributes up to 25 points. The dimension breakdown above shows where the score comes from; the diligence trail shows every verified fact behind it.

Read the full methodology →
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