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BENJITokenized U.S. Treasuries·Franklin Templeton·LiveAs of Aug 26, 2026

Franklin OnChain U.S. Government Money Fund

Tokenized share of a U.S. government money market fund.

Verified Capital Trust Rating
83/ 100
Limited+2 to Verified Capital (≥85)+10 pts / 30d

Deployments

XLMStellar· Primary
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BENJI:GBHNGLLIE3KWGKCHIKMHJ5HVZHYIK7WTBE4QF5PLAKL4CJGSEU7HZIW5

ETHEthereum
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0x3DDc84940Ab509C11B20B76B466933f40b750dc9

BASEBase
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0x60CfC2b186a4CF647486e42c42B11cC6D571d1E4

POLPolygon
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0x408A634B8a8f0dE729B48574a3a7Ec3fE820B00A

ARBArbitrum
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0xB9e4765BCE2609bC1949592059B17Ea72fEe6C6A

AVAXAvalanche
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0xE08b4c1005603427420e64252a8b120cacE4D122

SOLSolana· Not collected
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5Tu84fKBpe9vfXeotjvfvWdWbAjy3hqsExvuHgFqFxA1

APTAptos
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0x7b5e9cac3433e9202f28527f707c89e1e47b19de2c33e4db9521a63ad219b739

OCB — 01·Rating breakdown
Methodology v1.2 · Aug 26, 2026

BENJI across four dimensions

Disclosure21 / 25
LiquidityLIMITING17 / 25
Structure23 / 25
Concentrationn/a

Holder Concentration is not published for this instrument — its holder base is too large or too widely distributed to measure to ground truth. The composite reflects the three measured dimensions, renormalized.

Gap to Verified Capital (≥85)+2

Signal readings

Disclosure tier
regulated daily
Attestation age
26 d
Attestations / 180d
6
Outstanding supply
$19.66M
Liquidity / supply
0.000%
Top-10 holder pct
Withheld
Custody verification
full independent surface

Custody & backing fields are descriptive — published, not scored

OCB — 02·Outstanding supply
$460.29M

BENJI supply over time

BENJI · Franklin Templeton

Outstanding supply (USD)

BENJI outstanding supply is $460.29M as of Aug 26, 2026. -5.2% over the prior 30 days.

ONCHAIN
BENCHMARK
USD DATE $0.00 $100.00M $200.00M $300.00M $400.00M $500.00M $600.00M Jun 26 Jun 26 Jun 26 Jul 26 Jul 26 Aug 26 Aug 26 Aug 26 Aug 26 $460.29M
Source: OCB · BENJI · onchainbenchmark.comUpdated daily
OCB — 03·Rating history
11 readings

BENJI trust rating since coverage began

Score history not yet available.

The chart will appear once 3 more daily readings have been collected (11 of 14 so far).

OCB — 04·Coverage gaps + diligence

What closes the gap — and who closes it

Full verification runbook →
Disclosure Quality — yield accuracy
Gap· protocol unmeasurable
  • ·Yield is paid as new-token distribution, not price appreciation.
  • ·There is no onchain rate to compare against the published one.
  • ·Score component reflects this structural property, not a measurement failure.

What would close it

Yield in this instrument is paid by minting new tokens to holders each month rather than rising in price. A daily on-chain rate to measure against the issuer's published one therefore does not exist by design.

Redemption Liquidity
Gap· protocol nature
  • ·BENJI is a SEC-regulated money market fund.
  • ·Redemption happens through Franklin Templeton authorized channels, not DEX trading.
  • ·The Liquidity rubric (DEX depth vs supply) does not apply cleanly to this instrument type.

What would close it

A liquidity rubric tailored to authorized-redemption funds — depth of authorized off-chain redemption channels rather than DEX depth.

Disclosure Quality — issuer disclosure· 2 findings
Gap· issuer undisclosed
  • ·Franklin publishes monthly N-MFP3 filings to SEC EDGAR (CIK 0001786958).
  • ·Cadence is monthly, not daily.
  • ·No machine-readable per-token attestation feed exists at a stable URL.

What would close it

Issuer publishes a recurring BENJI reserve attestation at a public URL with at least monthly cadence.

If closed: 53–58 compositePeer (closed): OUSG
attestation sourceSEC EDGAR CIK 0001786958, series S000067043 (FOBXX), N-MFP3 (live)95% confidence
https://www.sec.gov/cgi-bin/browse-edgar?action=getcompany&CIK=0001786958&type=N-MFP3
  • ·Franklin Templeton Trust files monthly N-MFP3 for FOBXX (S000067043).
  • ·Extracts AUM, NAV, 7-day yield, WAM/WAL, stable price per share.
  • ·6 filings ingested in 6-month smoke test — 100% match rate to S000067043.

Score impact: attestationFreshness: LIVE. Monthly cadence.

Verified May 31, 2026· SEC EDGAR submissions API — CIK 0001786958 confirmed, series S000067043 matched.· View source ↗
governance findingFranklin Templeton BENJI admin EOA95% confidence

DEFAULT_ADMIN_ROLE holder is a plain EOA — no Contract tab on Etherscan. proxiableUUID (item 21) confirmed UUPS upgrade pattern. Single EOA controls upgrades.

Score impact: governance sub-signal: 4/10 (single EOA). upgrade_pattern uups: 3/15. Total governance: 7/25.

Verified May 31, 2026· Etherscan address page — no Contract tab. hasRole(DEFAULT_ADMIN_ROLE) called on BENJI token.· View source ↗
Holder Concentration· 1 finding
Gap· methodology limit

Concentration is measured on BENJI's primary venue, Stellar, where most BENJI supply lives — top-10 holders ≈ 92% of the Stellar float, refreshed daily. The Ethereum, Base, Polygon, Arbitrum, and Avalanche bridge deployments are not independently scored for holder concentration; only the primary venue is (a deliberate methodology choice, so the composite reflects a single, representative holder set rather than blending unequal per-chain samples).

address exclusionBENJI protocol custody (sole holder)95% confidence

  • ·Sole mint recipient for BENJI token.
  • ·0 outgoing transactions.
  • ·All BENJI supply is held in this address — Franklin Templeton custody/distribution contract, not a retail holder.

Score impact: Excluded from top-10 concentration calc. Post-exclusion: no remaining holders → concentration NULL → nullFallback 10/25.

Verified Jun 1, 2026· Etherscan token holder tab — sole holder, 0 outgoing txns. Mint recipient pattern.· View source ↗
Methodology

BENJI is scored across the same four dimensions as every other rated instrument in its class — Disclosure Quality, Redemption Liquidity, Structural Trust, and Holder Concentration. Each dimension contributes up to 25 points. The dimension breakdown above shows where the score comes from; the diligence trail shows every verified fact behind it.

Read the full methodology →
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