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USYCTokenized U.S. Treasuries·Hashnote·LiveAs of Jul 7, 2026

Hashnote US Yield Coin

Tokenized share of a short-term U.S. Treasury and reverse repo strategy.

Verified Capital Trust Rating
46/ 100
Limited+39 to Verified Capital (≥85)+10 pts / 30d

Deployment

ETHEthereum
View on explorer →

0x136471a34f6ef19fe571effc1ca711fdb8e49f2b

OCB — 01·Rating breakdown
Methodology v1.1 · Jul 7, 2026

USYC across four dimensions

DisclosureLIMITING1 / 25
Liquidity17 / 25
Structure18 / 25
Concentration4 / 25
Gap to Verified Capital (≥85)+39

Signal readings

Disclosure tier
none
Attestations / 180d
0
DEX liquidity
$0.00
Outstanding supply
$72.25M
Liquidity / supply
0.000%
Top-10 holder pct
97.3%
OCB — 02·Outstanding supply
$72.25M

USYC supply over time

USYC · Hashnote

Outstanding supply (USD)

USYC outstanding supply is $72.25M as of Jul 7, 2026. +4.5% over the prior 30 days.

ONCHAIN
BENCHMARK
$0$385.84M$771.67M$1.16B$1.54B$1.93B$72.25MUSDJUN 23DEC 23JUL 24JAN 25JUL 25JAN 26JUL 26
Source: OCB · USYC · onchainbenchmark.comUpdated daily
OCB — 03·Rating history
41 readings

USYC trust rating since coverage began

USYC · Verified Capital Trust Rating

Composite rating (0–100)

USYC rating is 46 as of Jul 7, 2026. +10 points over the prior 30 days.

ONCHAIN
BENCHMARK
02040608010046TRUST SCORE 0–100JUN 26JUL 26
Source: OCB Trust Ratings · USYC · onchainbenchmark.comUpdated daily
OCB — 04·Coverage gaps + diligence

What closes the gap — and who closes it

Full verification runbook →
Disclosure Quality — yield accuracy
Gap· issuer undisclosed

No published rate available from Circle / Hashnote. USYC pricing is rebasing — NAV accretes in token price (~$1.13) — but no oracle and no public attestation of the rate.

What would close it

Circle / Hashnote publishes USYC's daily yield rate at a stable URL.

If closed: 55–61 compositePeer (closed): USDY
Redemption Liquidity
Gap· protocol nature

USYC trades primarily through authorized channels post-Circle acquisition. The Liquidity rubric (DEX depth vs supply) does not apply cleanly.

What would close it

A liquidity rubric tailored to authorized-redemption funds — depth of authorized off-chain redemption channels rather than DEX depth.

Disclosure Quality — issuer disclosure· 2 findings
Gap· issuer undisclosed

USYC has not been published with a recurring reserve attestation since the Circle acquisition in early 2024. No public reserve report URL is currently maintained.

What would close it

Circle publishes a USYC reserve attestation feed at a stable machine-readable URL — similar to its USDC reserves page.

If closed: 65–72 compositePeer (closed): OUSG
governance findingHashnote USYC upgrade EOA95% confidence

  • ·owner() on ShortDurationYieldCoinProxy returned a plain EOA — no Contract tab on Etherscan.
  • ·Funded by "Hashnote: Deployer".
  • ·Only 3 transactions: 1 funding transfer in, 2 "Upgrade To" calls out to USYC token (314 days ago and 174 days ago).
  • ·Single EOA controls UUPS upgrades on ~$3B token — no multisig, no timelock.

Score impact: governance sub-signal: 4/10 (single EOA). upgrade_pattern uups: 3/15. Total governance: 7/25. Material risk: ~$3B controlled by a single key.

Verified Jun 1, 2026· Etherscan address page — no Contract tab. Funded by Hashnote: Deployer. 3 txns: 2 Upgrade To calls to USYC token.· View source ↗
attestation sourceNo attestation source exists95% confidence
  • ·Investigated exhaustively 2026-06-01. usyc.hashnote.com redirects to circle.com.
  • ·No reserve reports, no attestation PDFs, no public portal found anywhere on circle.com or hashnote.com.
  • ·Hashnote acquired by Circle early 2024 — reserve reporting appears discontinued or not yet migrated.

Score impact: attestationFreshness sub-signal = 0 indefinitely until Circle/Hashnote publishes machine-fetchable reserve reports.

Verified Jun 1, 2026· Direct inspection of usyc.hashnote.com (redirects to circle.com) and circle.com transparency pages.
Holder Concentration· 4 findings
holder investigationUSYC rank-3 holder (13.57% of supply, ~$15.6M)40% confidence

  • ·No Etherscan label.
  • ·Holds 13.57% of USYC supply.
  • ·No further investigation completed.

Score impact: Kept in.

Verified Jun 1, 2026· Etherscan token holders tab — rank 3, no label. Full address confirmed by Sarah 2026-06-01.· View source ↗
holder investigationUSYC rank-1 holder (42.95% of supply, ~$49.5M)40% confidence

  • ·No Etherscan label.
  • ·Holds 42.95% of USYC supply.
  • ·Likely a Hashnote custody or distribution contract but not confirmed — no SafeProxy or other contract source verified.

Score impact: Kept in. If confirmed as protocol-controlled, exclusion would significantly improve concentration score.

Verified Jun 1, 2026· Etherscan token holders tab — rank 1, no label. Full address confirmed by Sarah 2026-06-01.· View source ↗
address exclusionUsual: Treasury (USYC collateral reserve, 28.71%)95% confidence

  • ·Etherscan label "Usual: Treasury".
  • ·Usual is a DeFi yield-bearing stablecoin protocol that wraps USYC as collateral.
  • ·Holds 28.71% of USYC supply as a protocol reserve.

Score impact: Excluded from top-10 concentration calc.

Verified Jun 1, 2026· Etherscan token holders tab — "Usual: Treasury" Etherscan label on rank-2 holder.· View source ↗
address exclusionDeribit 16 (exchange collateral, 5.24%)95% confidence

  • ·Etherscan label "Deribit 16" (category: Exchange).
  • ·Deribit is a centralized derivatives exchange.
  • ·Holds 5.24% of USYC supply as exchange collateral.

Score impact: Excluded from top-10 concentration calc.

Verified Jun 1, 2026· Etherscan token holders tab — "Deribit 16" Exchange label on rank-4 holder.· View source ↗
OCB — 05·Anomaly history

Resolved anomalies

Jun 13, 2026

→ Jun 14, 2026

score drophighresolved

Total trust score dropped 25pts (61 → 36, band: unverifiable)

Jun 9, 2026

→ Jun 9, 2026

score drophighresolved

Total trust score dropped 25pts (61 → 36, band: unverifiable)

Jun 6, 2026

→ Jun 8, 2026

supply driftmediumresolved

Outstanding supply decreased 21.5% step-to-step ($88M → $69M). Verify against onchain totalSupply and price source. Run: npm run trace usyc_eth

Jun 6, 2026

→ Jun 11, 2026

large redemptionhighresolved

Net outflow of $17.2M (24.9% of outstanding supply)

Jun 6, 2026

→ Jun 8, 2026

score drophighresolved

Total trust score dropped 15pts (48 → 33, band: limited)

Methodology

USYC is scored across the same four dimensions as every other rated instrument — Disclosure Quality, Redemption Liquidity, Structural Trust, and Holder Concentration. Each dimension contributes up to 25 points. The dimension breakdown above shows where the score comes from; the diligence trail shows every verified fact behind it.

Read the full methodology →
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