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XAUTTokenized Commodities·Tether·LiveAs of Aug 26, 2026

Tether Gold

Token backed 1:1 by physical gold held in Swiss vaults.

Verified Capital Trust Rating
72/ 100
Institutional-grade+13 to Verified Capital (≥85)-3 pts / 30d

Deployments

ETHEthereum· Primary
View on explorer →

0x68749665FF8D2d112Fa859AA293F07A622782F38

BNBBNB Chain
View on explorer →

0x21cAef8A43163Eea865baeE23b9C2E327696A3bf

OCB — 01·Rating breakdown
Methodology v1.2 · Aug 26, 2026

XAUT across four dimensions

DisclosureLIMITING12 / 25
Liquidity19 / 25
Structure15 / 25
Concentration22 / 25
Gap to Verified Capital (≥85)+13

Signal readings

Disclosure tier
aggregate naming instrument
Attestation age
23 d
Attestations / 180d
4
Outstanding supply
$61.49M
Liquidity / supply
0.000%
Top-10 holder pct
30.7%
Custody verification
partial surface

Custody & backing fields are descriptive — published, not scored

OCB — 02·Outstanding supply
$2.86B

XAUT supply over time

XAUT · Tether

Outstanding supply (USD)

XAUT outstanding supply is $2.86B as of Aug 26, 2026. +6.4% over the prior 30 days.

ONCHAIN
BENCHMARK
USD DATE $0.00 $1.00B $2.00B $3.00B $4.00B Jan 23 Jun 23 Nov 23 Apr 24 Aug 24 Jan 25 Jul 25 Nov 25 May 26 Aug 26 $2.86B
Source: OCB · XAUT · onchainbenchmark.comUpdated daily
OCB — 03·Rating history
51 readings

XAUT trust rating since coverage began

XAUT · Verified Capital Trust Rating

Composite rating (0–100)

XAUT rating is 72 as of Aug 26, 2026. -3 points over the prior 30 days.

ONCHAIN
BENCHMARK
TRUST SCORE 0–100 DATE 0 30 60 90 100 Jul 26 Jul 26 Jul 26 Jul 26 Jul 26 Aug 26 Aug 26 Aug 26 Aug 26 72
Source: OCB Trust Ratings · XAUT · onchainbenchmark.comUpdated daily
OCB — 04·Coverage gaps + diligence

What closes the gap — and who closes it

Full verification runbook →
Disclosure Quality — yield accuracy· 1 finding
Gap· temporary collector gap

XAUT has no yield by design — each token represents 1 troy oz of physical gold. The Yield Accuracy dimension scores against the LBMA gold spot price, which is not yet part of the daily measurement set.

What would close it

Daily gold spot price reference becomes part of our measurement set — already collected, integration shipping next.

If closed: 55–61 composite
governance findingXAUT — no onchain price oracle90% confidence
  • ·No getPrice() or equivalent found on Read as Proxy tab (2026-06-01).
  • ·Valuation method: totalSupply() * offchain gold spot price (LBMA).
  • ·The yield dimension will use the pegWithoutRate fallback until the LBMA reference price (lbma_gold_spot) is part of the daily measurement set.

The commodity_gold methodology uses the Treasury Yield rubric as a placeholder pending an LBMA delta comparison — expected, not a gap.

Score impact: yield score: pegWithoutRate = 5/25 until LBMA benchmark collector is wired.

Verified Jun 1, 2026· Etherscan Read as Proxy tab
Disclosure Quality — issuer disclosure· 2 findings
Gap· issuer undisclosed

Tether publishes dedicated quarterly XAUT reserve attestations (BDO Italia, ISAE-3000R, gold.tether.to/reports). These reports are not yet part of the daily measurement set, so this dimension is unscored on attestation freshness — reflecting incomplete measurement coverage, not issuer non-disclosure.

What would close it

Issuer publishes a dedicated XAUT reserve attestation.

If closed: 62–68 compositePeer (closed): PAXG
attestation sourceXAUT reserve attestation — not found95% confidence
  • ·No on-chain price oracle on the Read as Proxy tab (2026-06-01).
  • ·Reserve attestation: Tether DOES publish dedicated quarterly XAUT gold-reserve attestations (BDO Italia, ISAE-3000R limited assurance, 1:1 physical gold) at gold.tether.to/reports.
  • ·These reports are not yet part of the daily measurement set, so attestationFreshness scores 0/25 — reflecting incomplete measurement coverage, not a gap in Tether's disclosure.
  • ·Corrected 2026-07-09 (the prior text incorrectly stated Tether does not attest XAUT).

Correction, 2026-07-09: an earlier version of this finding incorrectly stated Tether does not publish XAUT attestations. Tether publishes quarterly BDO Italia ISAE-3000R reports; the score gap reflects OCB's measurement coverage, not issuer behavior.

Score impact: attestationFreshness = 0/25 (no live attestation source). Full transparency score penalized.

Verified Jul 9, 2026· gold.tether.to/reports — quarterly BDO Italia ISAE-3000R XAUT attestations (verified live 2026-07-09)· View source ↗
governance findingXAUT admin — MultiSigWallet (3-of-6)95% confidence

  • ·owner() returns .
  • ·Contract is classic Gnosis MultiSigWallet (Stefan George / ConsenSys, Solidity 0.4.16, MAX_OWNER_COUNT = 50).
  • ·Read Contract: required = 3, owners[] = 6 addresses.
  • ·Upgrade pattern: AdminUpgradeabilityProxy (transparent proxy).
  • ·3-of-6 multisig controlling upgrades on ~$700M token.
  • ·Better than single EOA but lighter than 4-of-7 used by Ondo instruments.

Owners: 0xAC3B242E2E561da9F4cE34746E67d004E6341FA0, 0xEe5207d3c88562fc814496Af0845B34CFD4afc8c, 0x61D5a4d5Bd270e59E9320243e574288e2a199fED, 0x25bB61643e4881147E6aabb65e6DD45CF2904155, 0x4096a34E582664F969753b34dA6E72D55b3C85C1, 0x4D915Dd2c56814BD3Db51a1dA35b302BCC9c8973

Score impact: governance sub-score: multisig (better than single_eoa baseline). Upgrade pattern: transparent_proxy (not immutable). Combined governance score lower than USDY/OUSG due to 3-of-6 vs 4-of-7 threshold.

Verified Jun 1, 2026· Etherscan Read Contract tab on owner address
Holder Concentration· 22 findings
holder investigationXAUT rank 16 — unlabeled, kept in60% confidence

0x93008d9593d8CD06E

  • ·No Etherscan label, no Contract tab check performed.
  • ·Holds 1.37% of supply.
  • ·Conservative choice: kept in concentration calculation.

Address truncated in screenshot — full address needed before any exclusion decision.

Score impact: Contributes ~1.37% to scored top-10. If Contract tab shows proxy, removal would have minimal effect given how many others are excluded.

Verified Jun 1, 2026· Etherscan holders tab
address exclusionTether infrastructure proxy (rank 2)95% confidence

  • ·Contract tab on Etherscan confirms AdminUpgradeabilityProxy bytecode.
  • ·Not a retail holder — Tether internal proxy contract consistent with their contract architecture.
  • ·Excluded from concentration calculation.

Score impact: Removed from top-10 concentration calc. Rank 2 exclusion shifts remaining ranks up; lowers scored concentration pct.

Verified Jun 1, 2026· Etherscan Contract tab
address exclusionTether infrastructure proxy (rank 3)95% confidence

  • ·Contract tab on Etherscan confirms AdminUpgradeabilityProxy bytecode.
  • ·Not a retail holder — Tether internal proxy contract.
  • ·Excluded from concentration calculation.

Score impact: Removed from top-10 concentration calc.

Verified Jun 1, 2026· Etherscan Contract tab
address exclusionTether: Treasury (rank 1, 13.41%)98% confidence

  • ·Etherscan label "Exchange".
  • ·Tether own treasury wallet.
  • ·Excluded from concentration.

Score impact: Largest single holder removed from top-10 calc.

Verified Jun 1, 2026· Etherscan label
address exclusionBitfinex 2 (rank 5, 3.87%)98% confidence

  • ·Etherscan label "Exchange".
  • ·Bitfinex exchange custody account.
  • ·Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan label
address exclusionBitfinex: Hot Wallet (rank 6, 3.12%)98% confidence

Etherscan label "Exchange". Bitfinex hot wallet. Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan label
address exclusionBinance 14 (rank 7, 2.88%)98% confidence

  • ·Etherscan label "Exchange".
  • ·Binance custody account.
  • ·Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan label
address exclusionOKX 219 (rank 9, 2.47%)98% confidence

Etherscan label "Exchange". OKX custody account. Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan label
address exclusionBybit 26 (rank 11, 2.20%)98% confidence

Etherscan label "Exchange". Bybit custody account. Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan label
address exclusionBitget 35 (rank 15, 1.81%)98% confidence

Etherscan label "Exchange". Bitget custody account. Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan label
address exclusionGate Dep (rank 21, 0.86%)98% confidence

  • ·Etherscan label "Exchange".
  • ·Gate.io deposit account.
  • ·Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan label
address exclusionTether proxy (rank 4, 5.41%)95% confidence

  • ·Contract tab: TransparentUpgradeableProxy (AdminUpgradeabilityProxy).
  • ·Tether infrastructure.
  • ·Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan Contract tab
address exclusionTether proxy (rank 10, 2.35%)95% confidence

  • ·Contract tab: TransparentUpgradeableProxy.
  • ·Tether infrastructure.
  • ·Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan Contract tab
address exclusionTether proxy (rank 12, 1.87%)95% confidence

  • ·Contract tab: TransparentUpgradeableProxy.
  • ·Tether infrastructure.
  • ·Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan Contract tab
address exclusionTether proxy (rank 13, 1.84%)95% confidence

  • ·Contract tab: TransparentUpgradeableProxy.
  • ·Tether infrastructure.
  • ·Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan Contract tab
address exclusionTether proxy (rank 14, 1.84%)95% confidence

  • ·Contract tab: TransparentUpgradeableProxy.
  • ·Tether infrastructure.
  • ·Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan Contract tab
address exclusionTether proxy (rank 17, 1.32%)95% confidence

  • ·Contract tab: TransparentUpgradeableProxy.
  • ·Tether infrastructure.
  • ·Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan Contract tab
address exclusionXAUt0: OAdapterUpgradeable (rank 8, 2.63%)95% confidence

  • ·Etherscan label "XAUt0: OAdapterUpgradeable".
  • ·Tether own adapter contract for XAUT token.
  • ·Infrastructure contract, not a retail holder.
  • ·Address confirmed 2026-06-01.
  • ·Closes the pending item noted in migration 0034.

Score impact: Removed from top-10 concentration calc. Post-exclusion top-10 is now rank 16 only (~1.37%). Concentration score: 25/25.

Verified Jun 1, 2026· Etherscan holders tab label
holder investigationXAUT rank 8 — XAUt0: OAdapterUpgradeable (address pending)85% confidence
  • ·Etherscan label includes "XAUt0" — clearly Tether infrastructure.
  • ·Full address not captured from screenshot.
  • ·Kept out of exclusion migration 0034 pending address confirmation.
  • ·Should be excluded once address is retrieved.

Score impact: Likely excludable once address confirmed. Holds 2.63% of supply.

Verified Jun 1, 2026· Etherscan holders tab
address exclusionTether proxy (rank 19, 0.92%)95% confidence

  • ·Contract tab: TransparentUpgradeableProxy.
  • ·Tether infrastructure.
  • ·Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan Contract tab
address exclusionAave V3: aEthXAUt Token (rank 20, 0.92%)98% confidence

  • ·Etherscan label "Aave V3: aEthXAUt Token".
  • ·DeFi protocol holding XAUT as collateral.
  • ·Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan label
address exclusionTether proxy (rank 18, 1.23%)95% confidence

  • ·Contract tab: TransparentUpgradeableProxy.
  • ·Tether infrastructure.
  • ·Excluded.

Score impact: Removed from top-10 calc.

Verified Jun 1, 2026· Etherscan Contract tab
Methodology

XAUT is scored across the same four dimensions as every other rated instrument in its class — Disclosure Quality, Redemption Liquidity, Structural Trust, and Holder Concentration. Each dimension contributes up to 25 points. The dimension breakdown above shows where the score comes from; the diligence trail shows every verified fact behind it.

Read the full methodology →
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